Coming to Australia · 2026

Home insurance.
Finally sorted.

Yearly Today helps Australian homeowners understand their real risk, get the right cover — home, contents, and more — and take the steps that protect their property before they ever need to claim.

Get early access — be first when we launch in your suburb

For insurers & partners

We're building a home protection
platform for Australians.

Yearly Today helps homeowners understand and close their coverage gaps — accurate rebuild values, contents, motor, and protection measures — before they need to claim. Better-informed customers are better customers for you.

Accurate quotes, not inflated ones — we prefill rebuild values from property data, reducing underinsurance risk and improving your claims ratio

Retention match — if a customer is about to switch, you get a 24-hour window to counter-offer before the switch completes

Postcode demand & risk data — gives your underwriting team suburb-level intelligence unavailable anywhere else

API partners get priority placement — and faster quote delivery — with cross-sell reach into contents, motor, and more as we expand

Talk to us about API access

No obligation. We want you to understand what we're building before we launch.

For insurers & distribution teams

Better protected customers.
Better business for you.

Underinsured customers who claim badly are a cost centre. Yearly Today sends you customers who understand their cover, have the right rebuild value, and have made an active choice — not just the path of least resistance at renewal.

Accurate cover from the first quote

We prefill rebuild values from Geoscape Buildings floor area data and HIA regional construction rates. Customers arrive with an accurate sum insured — not a figure they typed in a hurry. Lower underinsurance exposure means fewer shortfall disputes at claim time.

Retention match — fight for your customers

When a customer opts to switch, you receive a notification before the switch completes. You have a 24-hour window to submit a counter-offer. If you match or beat the competing quote, the customer can choose to stay. You only pay if you retain them.

Postcode demand & risk intelligence

Our pre-computation generates suburb-level pricing data at a granularity unavailable anywhere else in Australia. Partnering insurers get access to postcode demand signals, competitor pricing gaps, and flood/fire risk overlays that inform geographic underwriting decisions.

A financial hub — not just a price comparison

We guide customers toward the right level of cover across home, contents, and motor. We surface property risk signals — hail corridors, flood context, fire proximity — so consumers make informed decisions. Engaged, well-protected customers are more loyal customers.

We're in active development. No obligation — we want you to understand what we're building before we launch.

What we're building

A financial hub for
protecting what matters.

Your home is your castle — we help you protect it like one. Starting with home insurance, expanding to contents, motor, and the physical protection measures that reduce your risk before you ever need to claim.

Stage 1 — In development

Home & contents — properly covered

Pre-computed quotes across every major insurer. AI prefill using real property data — rebuild value, construction type, flood and fire risk. Contents cover cross-sold alongside. We help customers understand what they actually need, not just what's cheapest.

Stage 2 — Coming soon

Motor, health & life — all your risk

The same accurate-quoting model applied to every other risk a household carries. Car insurance, health fund, income protection. One platform, every policy, managed together.

Stage 3 — Year 2

Physical protection & insurer intelligence

Security cameras, monitored alarms, and home hardening recommendations that reduce premiums and actual risk. Plus postcode demand data as a standalone B2B product for underwriters.

Roadmap

Where we are.
Where we're going.

We're in active development. The POC runs pre-computed quotes against every major insurer overnight. API integrations with founding partners are our next milestone.

Now — In progress

POC — pre-computation architecture

Pre-computing quotes overnight across multiple insurers. Personalised QR code letter drops. Proving the conversion model before scaling.

Q3 2026 — Target

API integration with founding partners

First 2–3 insurer API integrations live. Real-time delta re-quotes. Conversion rate comparison across integration tiers. This is what we’re seeking partners for now.

Q4 2026

Sydney expansion — 50 suburbs

Full postcode comparison data. Annual autopilot active for first renewal cohort. Retention channel live for partner insurers.

2027

National launch

All major Australian metro areas pre-computed. Insurer intelligence B2B product launched. Postcode repricing data available to partners.

For homeowners

Your home is your castle.
Protect it like one.

We don't just find you a cheaper policy. We help you understand your actual risk, close your coverage gaps, and take the physical steps that reduce what you're exposed to.

We know your property

Rebuild value, floor area, construction type, flood and fire context — all prefilled from property data. You see accurate cover from the first screen, not a number you guessed.

Cover every risk, not just the building

Home, contents, motor — we show you the gaps between what you hold and what you actually need. Including add-ons like jewellery, portable electronics, and flood cover that most people don’t realise they’re missing.

Know what’s coming for your suburb

We surface property-specific risk signals — known hail corridors, flood zone proximity, bushfire ratings — so you can make decisions before something happens, not after. Better decisions mean fewer claims.

Harden your home, lower your premium

Monitored alarms, security cameras, and other protection measures reduce both your risk and your premium. We show you exactly what each upgrade is worth in dollar terms across every insurer.

Consumer intelligence

Know your risk.
Before it knows you.

We surface the property-level insights that help homeowners make better decisions — about their cover, their home, and the risks specific to their address.

Rebuild accuracy

28%

Of Australian homes are underinsured

We calculate your rebuild cost from floor area, construction type, and regional HIA rates before you choose a policy. The gap between insured and actual rebuild cost only shows up at claim time — the worst possible moment.

Property risk

Suburb

Known hail corridors & flood context

We show weather risk patterns specific to your address — known hail corridors, flood zone proximity, bushfire ratings. Understand what’s coming for your suburb before you choose your cover level.

Home hardening

$340/yr

Saved with a monitored alarm

Security upgrades reduce both your risk and your premium. We show exactly what each measure — monitored alarm, security cameras, deadlocks — is worth in dollar savings across every insurer, so the investment decision is easy.

Australian insurers in the comparison

Every major insurer.
No exceptions.

We're building towards full-market coverage across every major Australian home insurer. API partners get faster quote delivery, richer integration, and priority placement — and we want every major insurer integrated before we go live.

NRMA API preferred

Allianz API preferred

QBE API preferred

Honey Insurance API preferred

Rollin' Insurance API preferred

AAMI

GIO

Youi

Budget Direct

CGU

Real Insurance

Woolworths Insurance

Coles Insurance

ANZ Home Insurance

CommBank Insurance

NAB Home Insurance

Westpac Insurance

ING Home Insurance

Apia

Virgin Money Insurance

API partners receive faster quote delivery, richer consumer-facing data, and priority placement. Talk to us about getting integrated →

Are you an insurer?

Help us build a better-protected
Australia.

We're building a platform that sends you customers who genuinely understand their cover — with accurate rebuild values, the right add-ons, and an active interest in protecting their home. That's a better customer than a price-chaser. Let's talk.

Talk to us about API access →

No obligation. We want you to understand what we're building before we launch.

Home insurance.Finally sorted.

We're building a home protectionplatform for Australians.

Better protected customers.Better business for you.

A financial hub forprotecting what matters.

Where we are.Where we're going.

Your home is your castle.Protect it like one.

Know your risk.Before it knows you.

Every major insurer.No exceptions.

Help us build a better-protectedAustralia.

Be the first to knowwhen we're live in your suburb.